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4 signs you won't be ready for retirement that are obvious by age 40

6 days ago   |   By Business Insider

Alistair Berg/Getty Images
Retirement planning is a process that takes years, but the signs that you're not going in the right direction are apparent even when you're young. If you haven't saved at least three times your income by age 40, you may not be on track for retirement. And, if you've borrowed money from retirement accounts without replacing it or still have yet to reach saving 15% of your income, you may need to do some extra work to catch up. Anyone who hasn't touched their portfolio in years or checked to see if their investments are properly balanced recently should consider...
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